Products under the Colonial Geared Investments brand are provided by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945, administered by its wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814, a participant of the ASX Group. The Commonwealth Securities Limited Financial Services Guide (FSG) is an important document. It provides you with information about Commonwealth Securities Limited (“we” or “our”) to help you decide whether to use the financial services we offer.
The FSG is divided into two parts:
Part 1 of the FSG explains the services and types of products we can offer to you. It also explains how we are remunerated, details of any potential conflicts of interest and details of our internal and external complaints handling procedures and how you can access them.
Part 2 of the FSG details the current list of fees or charges that you will pay for using our services.
The information on this site has been prepared without taking into account your objectives, financial situation or needs. Because of that, before acting on this information, you should consider its appropriateness in relation to your own objectives, financial situations and needs.
Only investors who fully understand the risks associated with gearing into investments should apply. We strongly recommend that you seek independent legal, financial and taxation advice before establishing a margin lending facility or considering a product available from this site.
The information on taxation is of a general nature only and is based on the continuation of present taxation laws and their interpretation.
We allow you a choice of investments. It is the Borrower's responsibility to choose those investments from the security list. The listing of an investment on the security list is not an endorsement or recommendation, express or implied (favourable or otherwise) of past, present or future performance of the investments. No warranty or guarantee is given by Commonwealth Bank of Australia or any member of the Commonwealth Bank Group for the repayment of capital investment or the payment of income with respect to any investment listed as a security.
Applications for finance are subject to the Bank’s normal credit approval. Please consider the full terms and conditions available upon application. Fees and charges are payable. For financial products please consider the Product Disclosure Statement, prospectus or equivalent disclosure document available from the product issuer before making any decision about the product.
The Commonwealth Bank is a signatory to the revised Code of Banking Practice. Information about the Code of Banking Practice is available from www.commbank.com.au.
This information is correct as at 13 April 2010.
©2010 Commonwealth Securities Ltd ABN 60 067 254 399.